FEMA Flood Map
Use the following link to access the FEMA website and follow the
instructions below to find the FEMA flood map for your area of
interest.
Link to FEMA map service center
Enter your address in the box at the top of the page and click on "Search by Street Address".
When the new window opens select the green and blue icon under
"view" to see your flood map. If you would like to print a map,
select "Make a FIRMette" at the bottom of the left column.
When the new window opens, drag the pink container at the top left
of the map over your area of interest, then select the type of file
you want to create; either Adobe Acrobat or Image File. Select "Save
your FIRMette" at the top the left column. Once you have saved the
file to your computer, you can open and print the file for your use.
Flood Insurance
Learn about flood risk and flood insurance
Buy Flood Insurance
Fast Facts
- Floods and flash floods happen in all 50 states.
- Everyone lives in a flood zone. (For more information,
visit the Frequently Asked Questions about Flood Zones)
- Most homeowners insurance does not cover flood damage.
- If you live in a Special Flood Hazard Area (SFHA) or high
risk area and have a federally backed mortgage, your mortgage
lender requires you to have flood insurance. (To find out if you
are in an SFHA,
visit What's Your Flood Risk?)
- Just an inch of water can cause costly damage to your
property.
- Flash floods often bring walls of water 10 to 20 feet high.
- A car can easily be carried away by just two feet of
floodwater.
- Hurricanes, winter storms and snow melt are common (but
often overlooked) causes of flooding.
- New land development can increase flood risk, especially if
the construction changes natural runoff paths.
- Federal disaster assistance is usually a loan that must be
paid back with interest. For a $50,000 loan at 4% interest, your
monthly payment would be around $240 a month
($2,880 a year) for 30 years. Compare that to a $100,000 flood
insurance premium, which is about $500 a year
($33 a month).
- If you live in a low to moderate risk area and are eligible
for the Preferred Risk Policy, your flood insurance premium may
be as low as $112 a year, including coverage for your property's
contents.
- You are eligible to purchase flood insurance as long as your
community participates in the National Flood Insurance Program.
Check the Community Status Book to see if your community is
already an NFIP partner.
- It takes 30 days after purchase for a policy to take effect,
so it's important to buy insurance before the floodwaters start
to rise.
How can I protect myself from a flood?
Familiarize yourself with these terms to help identify a flood
hazard:
Flood Watch: Flooding is possible. Tune in to NOAA Weather Radio, commercial
radio, or television for information.
Flash Flood Watch: Flash flooding is possible. Be prepared to move to higher ground;
listen to NOAA Weather Radio, commercial radio, or television for
information.
Flood Warning: Flooding is occurring or will occur soon; if advised to evacuate, do
so immediately.
Flash Flood Warning: A flash flood is occurring; seek higher ground on foot immediately.
Before a Flood
To prepare for a flood, you should:
- Avoid building in a floodplain unless you elevate and
reinforce your home.
- Elevate the furnace, water heater, and electric panel if
susceptible to flooding.
- Install "check valves" in sewer traps to prevent flood water
from backing up into the drains of your home.
- Construct barriers (levees, beams, floodwalls) to stop
floodwater from entering the building.
- Seal walls in basements with waterproofing compounds to
avoid seepage
During a Flood
If a flood is likely in your area, you should:
- Listen to the radio or television for information.
- Be aware that flash flooding can occur. If there is any
possibility of a flash flood, move immediately to higher ground.
Do not wait for instructions to move.
- Be aware of streams, drainage channels, canyons, and other
areas known to flood suddenly. Flash floods can occur in these
areas with or without such typical warnings as rain clouds or
heavy rain.
If you must prepare to evacuate, you should do the following:
- Secure your home. If you have time, bring in outdoor
furniture. Move essential items to an upper floor.
- Turn off utilities at the main switches or valves if
instructed to do so. Disconnect electrical appliances. Do not
touch electrical equipment if you are wet or standing in water.
If you have to leave your home, remember these evacuation tips:
- Do not walk through moving water. Six inches of moving water
can make you fall. If you have to walk in water, walk where the
water is not moving. Use a stick to check the firmness of the
ground in front of you.
- Do not drive into flooded areas. If floodwaters rise around
your car, abandon the car and move to higher ground if you can
do so safely. You and the vehicle can be quickly swept away.
Driving Flood Facts
The following are important points to remember when driving in
flood conditions:
- Six inches of water will reach the bottom of most passenger
cars causing loss of control and possible stalling.
- A foot of water will float many vehicles.
- Two feet of rushing water can carry away most vehicles
including sport utility vehicles (SUV’s) and pick-ups.
After a Flood
The following are guidelines for the period following a flood:
- Listen for news reports to learn whether the community’s
water supply is safe to drink.
- Avoid floodwaters; water may be contaminated by oil,
gasoline, or raw sewage. Water may also be electrically charged
from underground or downed power lines.
- Avoid moving water.
- Be aware of areas where floodwaters have receded. Roads may
have weakened and could collapse under the weight of a car.
- Stay away from downed power lines, and report them to the
power company.
- Return home only when authorities indicate it is safe.
- Stay out of any building if it is surrounded by floodwaters.
- Use extreme caution when entering buildings; there may be
hidden damage, particularly in foundations.
- Service damaged septic tanks, cesspools, pits, and leaching
systems as soon as possible. Damaged sewage systems are serious
health hazards.
- Clean and disinfect everything that got wet. Mud left from
floodwater can contain sewage and chemicals.