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FEMA Flood Map

Use the following link to access the FEMA website and follow the instructions below to find the FEMA flood map for your area of interest.

Link to FEMA map service center

Enter your address in the box at the top of the page and click on "Search by Street Address". When the new window opens select the green and blue icon under "view" to see your flood map. If you would like to print a map, select "Make a FIRMette" at the bottom of the left column.  When the new window opens, drag the pink container at the top left of the map over your area of interest, then select the type of file you want to create; either Adobe Acrobat or Image File. Select "Save your FIRMette" at the top the left column. Once you have saved the file to your computer, you can open and print the file for your use.

Flood Insurance

Learn about flood risk and flood insurance
Buy Flood Insurance

Fast Facts

  • Floods and flash floods happen in all 50 states.
  • Everyone lives in a flood zone. (For more information, visit the Frequently Asked Questions about Flood Zones)
  • Most homeowners insurance does not cover flood damage.
  • If you live in a Special Flood Hazard Area (SFHA) or high risk area and have a federally backed mortgage, your mortgage lender requires you to have flood insurance. (To find out if you are in an SFHA, visit What's Your Flood Risk?)
  • Just an inch of water can cause costly damage to your property.
  • Flash floods often bring walls of water 10 to 20 feet high.
  • A car can easily be carried away by just two feet of floodwater.
  • Hurricanes, winter storms and snow melt are common (but often overlooked) causes of flooding.
  • New land development can increase flood risk, especially if the construction changes natural runoff paths.
  • Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $500 a year ($33 a month).
  • If you live in a low to moderate risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $112 a year, including coverage for your property's contents.
  • You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner.
  • It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the floodwaters start to rise.

How can I protect myself from a flood?

Familiarize yourself with these terms to help identify a flood hazard:

Flood Watch: Flooding is possible. Tune in to NOAA Weather Radio, commercial radio, or television for information.

Flash Flood Watch: Flash flooding is possible. Be prepared to move to higher ground; listen to NOAA Weather Radio, commercial radio, or television for information.

Flood Warning: Flooding is occurring or will occur soon; if advised to evacuate, do so immediately.

Flash Flood Warning: A flash flood is occurring; seek higher ground on foot immediately.

Before a Flood

To prepare for a flood, you should:

  • Avoid building in a floodplain unless you elevate and reinforce your home.
  • Elevate the furnace, water heater, and electric panel if susceptible to flooding.
  • Install "check valves" in sewer traps to prevent flood water from backing up into the drains of your home.
  • Construct barriers (levees, beams, floodwalls) to stop floodwater from entering the building.
  • Seal walls in basements with waterproofing compounds to avoid seepage

During a Flood

If a flood is likely in your area, you should:

  • Listen to the radio or television for information.
  • Be aware that flash flooding can occur. If there is any possibility of a flash flood, move immediately to higher ground. Do not wait for instructions to move.
  • Be aware of streams, drainage channels, canyons, and other areas known to flood suddenly. Flash floods can occur in these areas with or without such typical warnings as rain clouds or heavy rain.

If you must prepare to evacuate, you should do the following:

  • Secure your home. If you have time, bring in outdoor furniture. Move essential items to an upper floor.
  • Turn off utilities at the main switches or valves if instructed to do so. Disconnect electrical appliances. Do not touch electrical equipment if you are wet or standing in water.

If you have to leave your home, remember these evacuation tips:

  • Do not walk through moving water. Six inches of moving water can make you fall. If you have to walk in water, walk where the water is not moving. Use a stick to check the firmness of the ground in front of you.
  • Do not drive into flooded areas. If floodwaters rise around your car, abandon the car and move to higher ground if you can do so safely. You and the vehicle can be quickly swept away.

Driving Flood Facts

The following are important points to remember when driving in flood conditions:

  • Six inches of water will reach the bottom of most passenger cars causing loss of control and possible stalling.
  • A foot of water will float many vehicles.
  • Two feet of rushing water can carry away most vehicles including sport utility vehicles (SUV’s) and pick-ups.

After a Flood

The following are guidelines for the period following a flood:

  • Listen for news reports to learn whether the community’s water supply is safe to drink.
  • Avoid floodwaters; water may be contaminated by oil, gasoline, or raw sewage. Water may also be electrically charged from underground or downed power lines.
  • Avoid moving water.
  • Be aware of areas where floodwaters have receded. Roads may have weakened and could collapse under the weight of a car.
  • Stay away from downed power lines, and report them to the power company.
  • Return home only when authorities indicate it is safe.
  • Stay out of any building if it is surrounded by floodwaters.
  • Use extreme caution when entering buildings; there may be hidden damage, particularly in foundations.
  • Service damaged septic tanks, cesspools, pits, and leaching systems as soon as possible. Damaged sewage systems are serious health hazards.
  • Clean and disinfect everything that got wet. Mud left from floodwater can contain sewage and chemicals.

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